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AI BIZ GURU Terms and Conditions

SUBSCRIPTION AND CONSULTING SERVICES AGREEMENT

Last Updated: April 27, 2025

This Subscription and Consulting Services Agreement (the “Agreement”) is entered into between ETC-AI, operating as AI BIZ GURU (“Company,” “we,” “us,” or “our”) and the individual or entity (“Client,” “you,” or “your”) who accesses or uses our subscription services or consulting services (collectively, the “Services”).

1. ACCEPTANCE OF TERMS

By subscribing to our Services, creating an account, accessing our platform, or engaging our consulting services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, you may not use our Services.

2. SERVICE DESCRIPTION

2.1 Subscription Services

The Company offers tiered subscription plans designed for Small Businesses & Start-Ups, Growth Companies, and Enterprises, providing AI-powered business analytics, diagnostic tools, and recommendations. Features vary by plan and include:

  • AI diagnostic tools and analytics

  • User access (varying by plan level)

  • Report generation (Challenge or Agent)

  • Setup and support hours

  • Knowledge repository

  • Custom model development

  • Training sessions

2.2 Consulting Services

The Company offers Business Transformation Programs that provide strategic assessment, AI-powered data analytics, custom transformation roadmaps, implementation planning, and strategic guidance.

 

 

3. SUBSCRIPTION TERMS

3.1 Subscription Period

Subscriptions are available on a monthly or annual basis. Annual subscriptions are billed in advance for the entire subscription period.

3.2 Free Trial Period

Small Business & Start-Up plans include a one-month free trial. You will not be charged during the trial period. To avoid charges, you must cancel before the end of the trial period.

3.3 Automatic Renewal

Your subscription will automatically renew at the end of each billing period unless you cancel it at least 7 days before the renewal date. By providing your payment information, you authorize us to charge the payment method you selected for the subscription plan you chose.

3.4 Fees and Payment

3.4.1 Subscription Fees

Fees for each subscription plan are as detailed on our pricing page and may be updated from time to time. All fees are exclusive of applicable taxes.

3.4.2 Payment Processing

All payments are processed through PayPal. By submitting payment information, you agree to PayPal’s terms of service and privacy policy.

3.4.3 Late Payments

If payment is not received on the due date, your account may be suspended until payment is made. A late fee of 1.5% per month may be applied to overdue accounts.

3.5 Upgrades and Downgrades

You may upgrade your subscription plan at any time. The increased rate will be prorated for the remainder of the current billing cycle. Downgrades will take effect at the start of the next billing cycle.

4. CONSULTING SERVICES TERMS

4.1 Service Delivery

Consulting services will be delivered according to the program structure outlined in your selected package (Focused Transformation Package or Comprehensive Transformation Package).

4.2 Timeline and Milestones

Project timelines and milestones will be established at the commencement of the engagement and may be adjusted by mutual agreement.

4.3 Payment for Consulting Services

4.3.1 Consulting Fees

Fees for consulting services are payable as follows:

  • 50% due upon signing of the consulting agreement

  • 25% due at the midpoint of the project timeline

  • 25% due upon completion of the project

4.3.2 Payment Method

All payments are processed through PayPal.

4.4 Client Responsibilities

Clients must provide timely access to necessary data, personnel, and resources as required for the successful delivery of consulting services.

5. USER ACCOUNTS

5.1 Account Creation

To access subscription services, you must create an account by providing accurate and complete information. You are responsible for keeping your account credentials confidential.

5.2 Authorized Users

The number of authorized users is limited to the quantity specified in your subscription plan. You must not allow unauthorized users to access the platform.

5.3 User Management

You are responsible for managing authorized users, including adding, removing, and assigning access permissions.

6. DATA PRIVACY AND SECURITY

6.1 Data Processing

We process your data in accordance with our Privacy Policy, which is incorporated into this Agreement by reference.

6.2 Data Security

We implement reasonable security measures to protect your data from unauthorized access, disclosure, or destruction. Data is stored in secure AWS S3 accounts.

6.3 Data Ownership

You retain ownership of all data you provide to us. You grant us a license to use this data to provide and improve the Services.

6.4 Data Retention

We will retain your data for as long as your account is active or as needed to provide the Services. Upon termination of your subscription, we will retain your data for 90 days before deletion.

7. INTELLECTUAL PROPERTY

7.1 Company IP

All intellectual property related to our platform, tools, AI models, methodologies, and materials remains the exclusive property of the Company.

7.2 Client IP

Any client-specific data, documents, or content provided by you remains your property.

7.3 License Grant

We grant you a limited, non-exclusive, non-transferable license to use our platform and tools during the subscription period solely for your internal business purposes.

7.4 Consulting Deliverables

Deliverables created during consulting engagements are provided to you for your internal use. Ownership of custom methodologies, frameworks, and tools developed by us remains with the Company.

8. LIMITATION OF LIABILITY

8.1 No Warranty

The Services are provided “as is” without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose.

8.2 ROI Projections

ROI projections provided in our marketing materials are based on typical client experiences but are not guarantees of future performance. Actual results may vary based on numerous factors.

8.3 Limitation of Liability

To the maximum extent permitted by law, our total liability arising out of or related to this Agreement will not exceed the amount paid by you for the Services during the 12 months preceding the claim.

8.4 Exclusion of Consequential Damages

We will not be liable for lost profits, lost revenue, lost business opportunities, loss of data, or any indirect, special, incidental, consequential, exemplary, or punitive damages.

9. TERMINATION

9.1 Termination by Client

You may terminate your subscription at any time through your account settings or by contacting our support team. Termination will be effective at the end of the current billing cycle.

9.2 Termination by Company

We may terminate or suspend your access to the Services immediately if you breach this Agreement, fail to pay fees when due, or engage in inappropriate use of the platform.

9.3 Effect of Termination

Upon termination:

  • You will lose access to the Services

  • Your data will be retained for 90 days before deletion

  • No refunds will be issued for unused portions of your subscription period for monthly subscriptions

  • Annual subscriptions terminated before the end of the paid period may be eligible for a prorated refund at our discretion

9.4 Consulting Services Termination

Consulting engagements may be terminated by either party with 14 days written notice. You will be responsible for payment of services rendered up to the termination date.

10. MODIFICATIONS TO SERVICES OR AGREEMENT

10.1 Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the Services at any time with reasonable notice.

10.2 Price Changes

We may change our prices at any time. Price changes will take effect at the next billing cycle. We will provide at least 30 days’ notice before implementing price changes.

10.3 Agreement Modifications

We may modify this Agreement at any time by posting the revised terms on our website. Your continued use of the Services after such changes constitutes your acceptance of the revised terms.

11. DISPUTE RESOLUTION

11.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles.

11.2 Informal Resolution

In the event of any dispute arising from this Agreement, the parties will attempt to resolve the dispute informally by contacting each other directly.

11.3 Arbitration

If the dispute cannot be resolved informally, it shall be settled by binding arbitration administered by [Arbitration Organization] under its Commercial Arbitration Rules.

12. GENERAL PROVISIONS

12.1 Entire Agreement

This Agreement constitutes the entire agreement between you and the Company regarding the Services and supersedes all prior agreements and understandings.

12.2 Severability

If any provision of this Agreement is found to be unenforceable, the remaining provisions will remain in full force and effect.

12.3 Assignment

You may not assign this Agreement without our prior written consent. We may assign this Agreement to an affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets.

12.4 Force Majeure

Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control.

12.5 Notices

Notices will be sent via email or through the platform.

12.6 Relationship of Parties

Nothing in this Agreement creates any partnership, joint venture, agency, franchise, or employment relationship between the parties.

13. PAYPAL SPECIFIC TERMS

13.1 Subscription Management

Subscription payments are managed through PayPal’s recurring billing service. By subscribing, you authorize recurring payments through PayPal.

13.2 Refund Processing

All refunds will be processed through PayPal to the original payment method.

13.3 PayPal Dispute Resolution

Payment disputes must first be submitted through PayPal’s dispute resolution system before pursuing other remedies.

13.4 Currency

All payments will be processed in USD unless otherwise specified.

14. CONTACT INFORMATION

If you have any questions about these Terms and Conditions, please contact us at:

AI BIZ GURU (ETC-AI) Email: support@etc-ai.com Website: www.aibizburu.etc-ai.com

By subscribing to our Services or engaging our consulting services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

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